I found these charges on my account coming from CIC Triple Advantage. What the hell is that, I asked myself. Turns out it's a fucking scam is what it is.
So for all those people who, like me, were told by their Financial Aid offices to go to Freecreditreport.com to get a free credit report... don't. I just reported them to the Better Business Bureau, and I'm astonished that they even have a B rating. They've received over 3900 customer complaints, and every review is negative. Every review says basically the same thing, and it's the same thing they were sued for last year.
"On January 8, 2007 Consumerinfo.com entered into a Stipulated Judgment and agreed to an Order for Permanent Injunction to settle charges that the company's "free credit report" offer failed to explicitly disclose that subscribers would be automatically signed up into a paid credit-monitoring program.
...The FTC charged that ConsumerInfo.com had engaged in deceptive marketing practices through requiring credit card information for consumers to purchase their "free credit report," then billing them $79.95 annually unless they opted out within 30 days."
So yeah. If you ordered a credit report from these people and didn't immediately cancel, do it now. Further, make sure they haven't been automatically charging your account. I just caught this, and so I'm trying to get over a hundred dollars refunded to me. Thankfully, the BBB review makes it look like it's fairly common to get a refund, probably because they've nailed these guys for deceptive marketing before.
So if anyone tells you to do business with these folk, just don't fucking do it. Don't give them your account information, even if you plan to cancel immediately because guess what! They won't always let you. Just stay the hell away from them. If you have already gone through these guys, I strongly suggest you check out this page.
Edit (6/4/2009): Evidently they're not going to be allowed to do this anymore! Hooray! That's good news to all you people who get to my blog through queries about CIC Triple Advantage.